tag:blogger.com,1999:blog-7500007557418624725.post248055098374427634..comments2023-11-14T20:15:00.793+03:00Comments on STORIES FROM MY HEART: Let's talk HousingTerryanne Chebethttp://www.blogger.com/profile/09616166282962899532noreply@blogger.comBlogger3125tag:blogger.com,1999:blog-7500007557418624725.post-4754034684699530012014-04-10T12:37:47.921+03:002014-04-10T12:37:47.921+03:00im working on reviewing the substitutability of st...im working on reviewing the substitutability of steel prefabricated houses to the conventional. interesting findings on the state of housing in +254. i shall Cc you a copy.Fredrick Allan Kichari https://www.blogger.com/profile/17633267530551521393noreply@blogger.comtag:blogger.com,1999:blog-7500007557418624725.post-20866485201590484472014-03-16T20:36:01.550+03:002014-03-16T20:36:01.550+03:00Many people fear banks because many can't fath...Many people fear banks because many can't fathom having steady incomes to make regular monthly payments for 10 years - and given that even in year 9, the bank auctioneers may come calling, if they default. So they end up buildinh houses in stages that match their cash positions - buying materials and having short term crews - it takes longer, and costs more to build, but it suits them (like buying pre-paid airtime)<br /><br />For the more organized, SACCO's are where a lot of home finance happens - under other names like capital loans (some can get up to Kshs 10 million, at lower rates than banks) or with a series of personal loans to build a house in stages<br />bankelelehttps://www.blogger.com/profile/01180926084939364063noreply@blogger.comtag:blogger.com,1999:blog-7500007557418624725.post-84901598024634025962014-03-11T21:31:09.111+03:002014-03-11T21:31:09.111+03:00I'll be sure to watch you on Wednesday Terryan...I'll be sure to watch you on Wednesday Terryanne.<br /><br />Housing is of much interest to me too. I think our version of the American dream the "Kenyan dream" of an SUV, an apartment and two children has really driven up land and housing prices. <br />But on the flip side... the good side it is also driving technology - I have been watching some from NHC and Zenith Steele which could help individuals build houses/bungalows for less than KES 3millionAnonymoushttps://www.blogger.com/profile/01462370592448434437noreply@blogger.com